Provide guidance to prospective loan applicants who have problems qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions.

• Credit Counselor
• Financial-Aid Counselor

• Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
• Analyze potential loan markets to find opportunities to promote loans and financial services.
• Approve loans within specified limits.
• Arrange for maintenance and liquidation of delinquent properties.
• Assist in selection of financial award candidates, using electronic databases to certify loan eligibility.
• Authorize and sign mail collection letters.
• Calculate amount of debt and funds available in order to plan methods of payoff and to estimate time for debt liquidation.
• Check loan agreements to ensure that they are complete and accurate, according to policies.
• Compare data on student aid applications with eligibility requirements of assistance programs.
• Confer with underwriters to resolve mortgage application problems.
• Contact applicants or creditors to resolve questions about applications or to assist with completion of paperwork.
• Contact borrowers with delinquent accounts to obtain payment in full or to negotiate repayment plans.
• Contact creditors to explain clients' financial situations and to arrange for payment adjustments so that payments are feasible for clients and agreeable to creditors.
• Counsel clients on personal and family financial problems, such as excessive spending and borrowing of funds.
• Establish payment priorities according to credit terms and interest rates in order to reduce clients' overall costs.
• Inform individuals and groups about the financial assistance available to college or university students.
• Interview applicants and request specified information for loan applications.
• Locate debtors using post office directories, utility services account listings, and mailing lists.
• Maintain and review account records, updating and recategorizing them according to status changes.
• Maintain current knowledge of credit regulations.
• Match students' needs and eligibility with available financial aid programs in order to provide informed recommendations.
• Open accounts for clients and disburse funds from clients' accounts to creditors.
• Petition courts to transfer titles and deeds of collateral to banks.
• Refer loans to loan committees for approval.
• Review accounts to determine write-offs for collection agencies.
• Review billing for accuracy.
• Submit applications to credit analysts for verification and recommendation.
• Supervise loan personnel.

• account for or dispense funds
• advise clients on financial matters
• advise clients or customers
• advise families with household problems
• analyze applicant's financial status
• analyze financial data
• analyze market conditions
• approve or deny loans
• collect overdue bills
• compile information for court cases
• complete information on loan forms
• compute financial data
• compute payment schedule
• compute property equity
• conduct financial investigations
• conduct market research
• consult with managerial or supervisory personnel
• determine program eligibility
• direct and coordinate activities of workers or staff
• direct and coordinate financial activities
• evaluate customer records
• evaluate degree of financial risk
• evaluate qualifications or eligibility of applicant for employment
• examine documents for completeness, accuracy, or conformance to standards
• explain credit application information
• file documents in court
• gather relevant financial data
• identify potential markets
• interview customers
• maintain account records
• maintain physical building or grounds of property
• make decisions
• monitor consumer or marketing trends
• monitor credit extension decisions
• negotiate payment arrangements with customers
• obtain financial information from individuals
• obtain information from individuals
• provide customer service
• recommend customer payment plan
• review laws
• review loan applications
• select applicants meeting qualifications
• use computers to enter, access and retrieve financial data
• use computers to enter, access or retrieve data
• use interviewing procedures
• use knowledge of investigation techniques
• use knowledge of relevant laws
• use negotiation techniques
• use oral or written communication techniques
• use spreadsheet software
• use word processing or desktop publishing software
• verify information for credit investigations
• write legal correspondence