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Insurance Underwriters - 13-2053.00

O*NET-SOC Description

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

Sample of Reported Job Titles

  • Account Underwriter
  • Automobile and Property Underwriter
  • Commercial Lines Underwriter
  • Health Underwriter
  • Life Underwriter
  • Personal Lines Underwriter
  • Underwriter
  • Underwriting Consultant

SOC Occupation Groups

Related Occupations


  • Authorize reinsurance of policy when risk is high.
  • Decline excessive risks.
  • Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.
  • Evaluate possibility of losses due to catastrophe or excessive insurance.
  • Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.
  • Review company records to determine amount of insurance in force on single risk or group of closely related risks.
  • Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.

Detailed Work Activities

  • Analyze health-related data.
  • Assess financial status of clients.
  • Assess risks to business operations.
  • Authorize financial actions.
  • Explain regulations, policies, or procedures.
  • Verify accuracy of records.

Military Crosswalk Titles

  • Financial Management Officer (Marine Corps - Commissioned Officer only)
  • Statistical Data Analyst (Navy - Commissioned or Warrant Officer)

Apprenticeship Crosswalk Titles

No information available.

DOT Crosswalk Titles

  • Underwriter