Insurance Underwriters - 13-2053.00

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

• Authorize reinsurance of policy when risk is high.
• Decline excessive risks.
• Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.
• Evaluate possibility of losses due to catastrophe or excessive insurance.
• Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.
• Review company records to determine amount of insurance in force on single risk or group of closely related risks.
• Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.

• Analyze health-related data.
• Assess financial status of clients.
• Assess risks to business operations.
• Authorize financial actions.
• Explain regulations, policies, or procedures.
• Verify accuracy of records.

No information available.

• Underwriter